/* akkredit.kz — monobank.ua inspired design, Manrope font */
@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@300;400;500;600;700;800&display=swap');

:root {
  --bg: #f6f6f6;
  --bg-white: #fff;
  --text: #000;
  --text-muted: rgba(0,0,0,0.6);
  --text-dim: rgba(0,0,0,0.4);
  --accent: #4f75ff;
  --accent-start: #6256ca;
  --accent-end: #4f75ff;
  --cta-bg: #000;
  --cta-fg: #fff;
  --cta-hover: rgba(0,0,0,0.7);
  --highlight: #fa5255;
  --green: #4ade80;
  --gold: #fbbf24;
  --radius-card: 40px;
  --radius-btn: 90px;
  --radius-sm: 16px;
  --font: 'Manrope', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --max-width: 1110px;
  --padding: 56px;
}

@media (max-width: 920px) {
  :root { --padding: 24px; --radius-card: 32px; }
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  font-family: var(--font);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  font-weight: 500;
  font-size: 17px;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 var(--padding);
}

/* === HEADER (mono-style: sticky, white bg, clean) === */
.header {
  background: rgba(255,255,255,0.93);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 0.5px solid rgba(0,0,0,0.06);
}
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
}
.header__logo {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--text);
  text-decoration: none;
  letter-spacing: -0.5px;
}
.header__logo span { color: var(--accent); }
.header__nav { display: flex; gap: 24px; align-items: center; }
.header__nav a {
  font-size: 15px;
  font-weight: 500;
  color: var(--text);
  text-decoration: none;
  padding: 8px 16px;
  border-radius: 40px;
  transition: all 0.2s;
}
.header__nav a:hover { color: var(--highlight); }
.header__nav a.active {
  background: rgba(177,177,177,0.2);
}

/* === HERO SECTION (mono-style: gradient bg, white text) === */
.hero {
  background: linear-gradient(88deg, var(--accent-start) 4%, #59b3fc 47%, var(--accent-end) 96%);
  color: #fff;
  padding: 88px 0 96px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 60%;
  transform: translate(-50%) rotate(-35deg);
  width: 500px;
  height: 600px;
  border-radius: 50%;
  opacity: 0.3;
  background: #03fbff;
  filter: blur(150px);
  pointer-events: none;
}
.hero__grid {
  display: grid;
  grid-template-columns: auto minmax(400px, 1fr);
  gap: 32px;
  align-items: center;
  position: relative;
  z-index: 2;
}
@media (max-width: 920px) {
  .hero { padding: 64px 0; }
  .hero__grid { grid-template-columns: 1fr; text-align: center; }
  .hero__image { display: none; }
}
.hero h1 {
  font-size: 36px;
  font-weight: 700;
  line-height: 1.05;
  margin-bottom: 16px;
}
.hero__sub {
  color: rgba(255,255,255,0.8);
  font-size: 15px;
  line-height: 22px;
  margin-bottom: 24px;
  max-width: 580px;
}
.hero__badges {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}
@media (max-width: 920px) {
  .hero__badges { justify-content: center; }
}
.hero__badge {
  background: rgba(255,255,255,0.15);
  border: 0.5px solid rgba(255,255,255,0.3);
  color: #fff;
  padding: 6px 14px;
  border-radius: 40px;
  font-size: 13px;
  font-weight: 600;
}

/* === BUTTONS (mono-style: black pill) === */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font);
  font-weight: 700;
  font-size: 15px;
  padding: 14px 24px;
  border-radius: var(--radius-btn);
  text-decoration: none;
  transition: all 0.3s;
  cursor: pointer;
  border: 1px solid transparent;
}
.btn--primary {
  background: var(--cta-bg);
  color: var(--cta-fg);
}
.btn--primary:hover { background: var(--cta-hover); }
.btn--white {
  background: #fff;
  color: #000;
}
.btn--white:hover { background: rgba(255,255,255,0.85); }
.btn--outline {
  background: #fff;
  color: #000;
  border: 1px solid rgba(0,0,0,0.1);
}
.btn--outline:hover { border-color: rgba(0,0,0,0.3); }
.btn--cta {
  background: var(--accent);
  color: #fff;
}
.btn--cta:hover { background: #3d60e0; }
.btn--full { width: 100%; justify-content: center; }

/* === LIVE STATS BAR (mono-style: glassmorphism) === */
.live-bar {
  background: linear-gradient(180deg, rgba(194,236,255,0.3), rgba(255,255,255,0.3));
  backdrop-filter: blur(30px);
  -webkit-backdrop-filter: blur(30px);
  border-radius: var(--radius-card);
  padding: 24px 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  margin: -48px auto 48px;
  position: relative;
  z-index: 3;
  max-width: 800px;
}
@media (max-width: 920px) {
  .live-bar { flex-direction: column; gap: 8px; padding: 20px; margin-top: -32px; }
}
.live-bar__item {
  font-size: 15px;
  font-weight: 500;
  color: var(--text-muted);
}
.live-bar__item strong { color: var(--text); font-weight: 700; }

/* === SECTION (mono-style: clean, spacious) === */
.section { padding: 80px 0; }
@media (max-width: 920px) { .section { padding: 48px 0; } }
.section-title {
  font-size: 48px;
  font-weight: 700;
  line-height: 1;
  margin-bottom: 24px;
}
@media (max-width: 920px) { .section-title { font-size: 30px; line-height: 32px; } }
.section-sub {
  color: var(--text-muted);
  font-size: 17px;
  font-weight: 500;
  line-height: 26px;
  margin-bottom: 48px;
  max-width: 600px;
}

/* === MFO CARDS (mono-style: rounded cards with gradients) === */
.mfo-list { display: flex; flex-direction: column; gap: 20px; }

.mfo-card {
  background: linear-gradient(180deg, #dee2ff, #f6f6fc);
  border-radius: var(--radius-card);
  padding: 40px;
  position: relative;
  overflow: hidden;
  transition: transform 0.3s, box-shadow 0.3s;
}
.mfo-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 20px 60px rgba(0,0,0,0.08);
}
.mfo-card:nth-child(2) { background: linear-gradient(180deg, #e0f5e9, #f0faf4); }
.mfo-card:nth-child(3) { background: linear-gradient(180deg, #ffe0e0, #fff5f5); }
.mfo-card:nth-child(4) { background: linear-gradient(180deg, #fff3dd, #fffbf0); }
.mfo-card:nth-child(5) { background: linear-gradient(180deg, #e0e9ff, #f0f4ff); }
.mfo-card:nth-child(6) { background: linear-gradient(180deg, #f2ddf8, #faf2fd); }
.mfo-card:nth-child(7) { background: linear-gradient(180deg, #ddf8f2, #f0fdfb); }
.mfo-card:nth-child(8) { background: linear-gradient(180deg, #ffecd6, #fff8f0); }
.mfo-card:nth-child(9) { background: linear-gradient(180deg, #d6e8ff, #eef4ff); }
.mfo-card:nth-child(10) { background: linear-gradient(180deg, #e8d6ff, #f4eeff); }
.mfo-card:nth-child(11) { background: linear-gradient(180deg, #d6ffd6, #efffef); }
.mfo-card:nth-child(12) { background: linear-gradient(180deg, #ffd6e8, #ffeff4); }

.mfo-card__badge {
  position: absolute;
  top: 20px;
  right: 20px;
  background: var(--accent);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 40px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.mfo-card__badge--gold { background: linear-gradient(135deg, #fbbf24, #f59e0b); color: #000; }

.mfo-card__top { display: flex; align-items: center; gap: 16px; margin-bottom: 20px; }
.mfo-card__icon {
  width: 72px;
  height: 72px;
  border-radius: var(--radius-sm);
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--accent);
  flex-shrink: 0;
  overflow: hidden;
  box-shadow: 0 4px 12px rgba(0,0,0,0.08);
}
.mfo-card__icon img {
  width: 48px;
  height: 48px;
  object-fit: contain;
  border-radius: 8px;
}
.mfo-card__name { font-size: 20px; font-weight: 700; line-height: 30px; }
.mfo-card__stars { color: var(--gold); font-size: 14px; letter-spacing: 1px; }
.mfo-card__tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  color: var(--accent);
  margin-top: 2px;
}

.mfo-card__stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 20px;
}
@media (max-width: 640px) {
  .mfo-card__stats { grid-template-columns: repeat(2, 1fr); }
  .mfo-card { padding: 24px; }
}
.mfo-card__stat {
  background: rgba(255,255,255,0.6);
  border-radius: 16px;
  padding: 12px;
  text-align: center;
}
.mfo-card__stat-val { font-size: 18px; font-weight: 700; color: var(--text); }
.mfo-card__stat-label { font-size: 11px; color: var(--text-dim); text-transform: uppercase; font-weight: 600; letter-spacing: 0.5px; }

.mfo-card__promo {
  background: rgba(255,255,255,0.7);
  border-radius: 16px;
  padding: 12px 16px;
  font-size: 14px;
  color: var(--text);
  margin-bottom: 20px;
  font-weight: 500;
}

.mfo-card__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
@media (max-width: 640px) {
  .mfo-card__bottom { flex-direction: column; gap: 16px; }
}
.mfo-card__approval { font-size: 13px; color: var(--text-muted); }
.mfo-card__approval strong { color: var(--green); font-weight: 700; }

/* === CONTENT BLOCKS (mono-style) === */
.content-block {
  background: #fff;
  border-radius: var(--radius-card);
  padding: 48px;
  margin-bottom: 32px;
}
@media (max-width: 920px) { .content-block { padding: 32px 24px; } }

.content-block h2 { font-size: 30px; font-weight: 700; line-height: 32px; margin-bottom: 16px; }
.content-block h3 { font-size: 20px; font-weight: 700; line-height: 30px; margin: 24px 0 8px; }
.content-block p { font-size: 17px; font-weight: 500; line-height: 26px; margin-bottom: 16px; color: var(--text-muted); }
.content-block ul, .content-block ol { padding-left: 24px; margin-bottom: 16px; }
.content-block li { font-size: 15px; line-height: 24px; color: var(--text-muted); margin-bottom: 6px; }

/* === STEPS (mono-style: icon + text) === */
.steps { display: flex; gap: 32px; margin: 32px 0; }
@media (max-width: 920px) { .steps { flex-direction: column; gap: 16px; } }
.step {
  flex: 1;
  text-align: center;
  padding: 32px 16px;
}
.step__num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--accent-start), var(--accent-end));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 20px;
  margin: 0 auto 16px;
}
.step__title { font-weight: 700; font-size: 18px; margin-bottom: 8px; }
.step__desc { font-size: 14px; color: var(--text-muted); line-height: 20px; }

/* === FAQ (mono-style) === */
.faq__item {
  border-bottom: 1px solid rgba(0,0,0,0.06);
  padding: 20px 0;
}
.faq__q {
  font-weight: 700;
  font-size: 17px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  line-height: 26px;
}
.faq__q::after {
  content: '+';
  font-size: 24px;
  font-weight: 300;
  color: var(--text-dim);
  transition: transform 0.2s;
}
.faq__item--open .faq__q::after { content: '−'; }
.faq__a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s;
  color: var(--text-muted);
  font-size: 15px;
  line-height: 22px;
}
.faq__item--open .faq__a { max-height: 500px; padding-top: 12px; }

/* === FOOTER (mono-style: black bg) === */
.footer {
  background: #000;
  color: #fff;
  padding: 56px 0 24px;
}
.footer p { font-size: 13px; font-weight: 300; line-height: 22px; color: rgba(255,255,255,0.6); }
.footer a { color: var(--highlight); text-decoration: none; }
.footer a:hover { text-decoration: underline; }
.footer__top { margin-bottom: 24px; }
.footer__logo { font-size: 1.4rem; font-weight: 800; color: #fff; }
.footer__logo span { color: var(--accent); }
.footer__links { margin-top: 16px; display: flex; gap: 16px; flex-wrap: wrap; }
.footer__links a { color: rgba(255,255,255,0.6); font-size: 13px; font-weight: 300; }
.footer__links a:hover { color: var(--highlight); }

/* === SOCIAL PROOF TOAST === */
.toast {
  position: fixed;
  bottom: 20px;
  left: 20px;
  background: #fff;
  color: #000;
  padding: 14px 20px;
  border-radius: 20px;
  font-size: 14px;
  z-index: 9999;
  box-shadow: 0 8px 30px rgba(0,0,0,0.12);
  animation: slideIn 0.3s ease;
  max-width: 380px;
  font-weight: 500;
}
@keyframes slideIn {
  from { transform: translateY(20px); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}

/* === SCROLL ANIMATIONS === */
.m-animate {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.m-animate.active {
  opacity: 1;
  transform: translateY(0);
}